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How the process works



There are a few critical documents we will need to verify to start your process.  Learn More


The appraisal insures the home you are buying is worth the price that is being offered. Learn More

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More


Signing the final documentation and receiving the keys to your new home! Learn More




Conditional Approval:

Clear to Close:



All About Lucedale

Lucedale, MS

Lucedale was founded in 1901 when Governor A. H. Longino affixed his hand and seal to the proclamation, which incorporated the Town of Lucedale. At that time, there were 332 inhabitants.

According to the 1970 Census, Lucedale grew to a population of 2,083. This population increase caused the Town of Lucedale to fall within the classification of “City”. On February 22, 1977, the Secretary of State, Hever Ladner signed the official order declaring the town as the “City of Lucedale.” Our community continues to grow while retaining its small town charm. The 2000 Census placed the population of Lucedale at 2,458 citizens.

The first official meeting of the Board of Aldermen was a special called meeting held on June 20, 1901. The first Ordinance adopted was to establish a permanent meeting place of the Board, which was on the lower floor of the only bank building in town at that time. Since that time, Lucedale has purchased and constructed a City Hall. All meetings are held at this location: 5126 Main Street, Lucedale, MS. Lucedale’s first Post Office was built in 1899.

When the town was incorporated in 1901, Dr. W.B. Brewton became the town’s first Mayor. Lucedale serves as the county seat and is the only municipality in George County.

Lucedale is located approximately 40 miles northwest of Mobile, 60 miles southeast of Hattiesburg, and 35 miles north of Pascagoula. The city’s central location in Southeast Mississippi with convenient access to regional airports and several metropolitan areas. Enjoy the comfort of small town living with the nearby amenities and cultural wealth of New Orleans, Louisiana (2 hours) and Mobile, Alabama (45 minutes). (source:

Things To Do In Lucedale:

Come Spend A Day In Lucedale!

Ball Fields
Lucedale offers a wide range of activities for the youth. The Milton Murrah Ball Field Complex hosts baseball, soccer and softball. The Lucedale Soccer complex is adjacent to the Milton Murrah Ball Field and features lighted soccer fields and a softball field.

Lucedale City Park
The Lucedale City Park is very unique and offers fun for young and old alike. New state of the art playground equipment, tennis courts, basketball courts, a walking track, Splash Pad and many facilities for Scouting and picnics.

Splash Pads
Lucedale has two Splash Pad’s and they are located inside the Municipal Park and they are the perfect spots to cool off during warmer weather. (source:

Education in Lucedale

About Lucedale Educational System

Located within the City is L.C. Hatcher Elementary School which serves grades K-2, L. T. Taylor Intermediate School, grades 3- 6, George County Middle School, grades 7-8. Schools located within the County with close proximity to the City are: Rocky Creek Elementary School, Agricola Elementary School, Central Elementary School, and Benndale Elementary School which all serve grades K-5.

George County High School affords an excellent educational opportunity to students. Tech prep programs, distance learning and modern sports facilities are just some of the features of the school. Students wishing to further their education can attend the George County Occupational Training Center, an extension of the Mississippi Gulf Coast Community College. Located inside the City limits, this college offers a wide variety of educational programs. Lucedale is located within 60 miles or less of four universities and three colleges.  (source:

Lucedale Image Gallery

History of Lucedale

Lucedale is rich in history!

Lucedale (incorporated in 1901) is the County Seat and was formed in 1898 shortly after a railroad was built in the area. The town was named for its founder, Gregory N. Luce, who built and operated a lumber business there. Luce settled in the area in 1896, from Grand Rapids, Michigan. He founded Luce Farms and Luce Products Inc.

In 1914 to provide work for the men who had lost their jobs when Luce was forced to close the lumber mill. Luce Farms was purchased by the Farm Security Administration in 1938 and was divided into 40 acre tracts.

Three state highways converge in Lucedale to form the main street, which was named 15-26-63, for the three highways. (source:

Lucedale Neighborhood

Check out Lucedale Neighborhood

Lucedale is a very small city located in the state of Mississippi. With a population of 3,011 people and five constituent neighborhoods, Lucedale is the 92nd largest community in Mississippi.

Unlike some cities, Lucedale isn’t mainly white- or blue-collar. Instead, the most prevalent occupations for people in Lucedale are a mix of both white- and blue-collar jobs. Overall, Lucedale is a city of professionals, service providers, and construction workers and builders. There are especially a lot of people living in Lucedale who work in healthcare (8.89%), sales jobs (8.55%), and teaching (8.55%).

The percentage of adults in Lucedale with college degrees is slightly lower than the national average of 21.84% for all communities. 13.24% of adults in Lucedale have a bachelor’s degree or advanced degree. (source:

Amy Brand

Loan Officer /Branch Manager // NMLS #103259

Amy Brand is a Mortgage Professional that epitomizes integrity, energy, hard work, and creative service in every detail of the real estate transaction. Amy is a family woman with a devotion to God, her three beautiful children & her adorable chihuahua, Lucy. Amy started her career in the mortgage industry over 20 yrs ago . Her knowledge of products and programs allows her the ability to help her borrowers find the program that best matches their individual needs.

Amy understands that when shopping for a mortgage professional, you need an individual and team with whom you can rely. Amy’s goal is to help you in a fast, friendly, and easy to understand manner. She uses her experience and knowledge to ensure that all of your financial and mortgage needs are successfully met. Amy’s passion is to help her clients and partners achieve the goal of homeownership. 200-1091
Amy Brand Mortgage

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