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Mortgage Loans in Long Beach

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best rate possible!

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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Protect Your Transaction

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Reverse

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Down Payment Assistance

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Debt Service Coverage Ratio

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All About Long Beach

Long Beach, MS

Long Beach is a city (incorporated August 10, 1905) located in Harrison County, Mississippi, United States. It is part of the Gulfport–Biloxi Metropolitan Statistical Area. (source: https://en.wikipedia.org/wiki/Long_Beach,_Mississippi)

If you’re searching for beautiful scenery and a calm Southern getaway, Long Beach is the perfect place for you. Ride through this bicycle-friendly town and rent kites for the little ones while at the public beach. Stop into any of the local eateries to experience our eclectic cuisine – and opt in for an incredible view of the Mississippi Sound. (source: https://www.gulfcoast.org/coastal-communities/long-beach-mississippi/)

Things To Do In Long Beach:

Come Spend A Day In Long Beach!

Friendship Oak
The Friendship Oak is a massive 500-year-old oak tree. The legend says that those who walk underneath this tree with its 5 feet 9 inches trunk will remain friends forever.

9-Ball Fishing Charters
A charter fishing company led by a Coast Guard licensed Captain, 9-Ball Fishing Charters leads expeditions along the Mississippi Gulf Coast for up to four anglers at a time.

Harbor Square Park
With ample opportunity to get outside and enjoy mother nature, Harbor Square Park offers a number of outdoor amenities and attractions, including: backpacking, picnicking, saltwater fishing, beaches, and a boat launch.

Dailey Charters
Providing the opportunity to catch shark and redfish, Dailey Charters specializes in inshore and offshore fishing excursions.

Busted Wrench Garage Museum
A wide range of classic cars, motorcycles, and boats are on display at the Busted Wrench Garage Museum within its 6,000-square-foot exhibit hall.  (source: http://www.tripbuzz.com/free-things-to-do/long-beach-ms)

Education in Long Beach

About Long Beach Educational System

The city of Long Beach is served by the Long Beach School District. The district operates five campuses and has an enrollment of approximately 2,700 students. These campuses include Long Beach High School, Long Beach Middle School, Reeves Elementary School, Quarles Elementary School, and Harper McCaughan Elementary School, rebuilt in a new location after the previous school was destroyed by Hurricane Katrina.

Long Beach High has a long-standing tradition of excellence. It offers rigorous academics including college preparatory classes, advanced placement classes and award-winning vocational classes. In 2007 Long Beach High School was named a National Blue Ribbon School by the U.S. Department of Education, making it one of four schools in Mississippi and one of about 273 private and public schools in the United States to receive this honor.

The Gulf Coast campus of the University of Southern Mississippi is located in Long Beach along Beach Boulevard. The Friendship Oak tree is located on the front lawn of the Southern Miss Gulf Park campus.

(source: https://en.wikipedia.org/wiki/Long_Beach,_Mississippi#Education)

Long Beach Image Gallery

History of Long Beach

Long Beach is rich in history!

The early 1900s

Long Beach began as an agricultural town, based around its radish industry. But on August 10, 1905, Long Beach incorporated and became another city on the Mississippi Gulf Coast. As the years went on, the city moved from its agricultural heritage and moved toward tourism with the beach and high-rise condominiums becoming increasingly popular.

“The Radish capital of the world”

Long Beach’s early economy was based largely upon radishes. Logging initially drove the local economy, but when the area’s virgin yellow pine forests became depleted, row crops were planted on the newly cleared land.

A productive truck farming town in the early 20th century, citizens of Long Beach proclaimed the city to be the “Radish Capital of the World”. The city was especially known for its cultivation of the Long Red radish variety, a favorite beer hall staple in the northern US at the time. In 1921, a bumper crop resulted in the shipment of over 300 train loads of Long Beach’s Long Red radishes to northern states.

Eventually, the Long Red radishes for which Long Beach was known fell into disfavor, and the rise of the common button radish caused a dramatic decline in the cultivation of this crop in the area.

Hurricane Katrina

Nineteen days following the city’s centennial, Hurricane Katrina struck the city on August 29, 2005, destroying almost all buildings within 500 meters (1,600 ft) of the Gulf of Mexico shoreline. Many Long Beach residents were left homeless or living in water and or wind damaged houses. At least one person was confirmed dead

The city of Long Beach, California, held a fund raiser to help its eponymous relative. The city of Peoria, Arizona, adopted Long Beach and provided both public and private resources. This resulted in a close relationship between the two communities. (source: https://en.wikipedia.org/wiki/Long_Beach,_Mississippi#History)

Long Beach Neighborhood

Check out Long Beach Neighborhood

Long Beach is a somewhat small coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Mississippi. With a population of 15,555 people and three constituent neighborhoods, Long Beach is the 27th largest community in Mississippi.

Long Beach real estate is some of the most expensive in Mississippi, although Long Beach house values don’t compare to the most expensive real estate in the U.S.

Unlike some cities, Long Beach isn’t mainly white- or blue-collar. Instead, the most prevalent occupations for people in Long Beach are a mix of both white- and blue-collar jobs. Overall, Long Beach is a city of sales and office workers, service providers, and professionals. There are especially a lot of people living in Long Beach who work in sales jobs (13.86%), office and administrative support (11.32%), and management occupations (9.11%).

Also of interest is that Long Beach has more people living here who work in computers and math than 95% of the places in the US.

Long Beach is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

The percentage of people in Long Beach who are college-educated is somewhat higher than the average US community of 21.84%: 25.81% of adults in Long Beach have at least a bachelor’s degree.

The per capita income in Long Beach in 2010 was $24,334, which is wealthy relative to Mississippi, and middle income relative to the rest of the US. This equates to an annual income of $97,336 for a family of four. However, Long Beach contains both very wealthy and poor people as well.

Long Beach is a somewhat ethnically-diverse city. The people who call Long Beach home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Long Beach residents report their race to be White, followed by Black or African-American. Important ancestries of people in Long Beach include Irish, English, French , and Italian.

The most common language spoken in Long Beach is English. Other important languages spoken here include Vietnamese and Spanish. (source: https://www.neighborhoodscout.com/ms/long-beach)

Amy Brand

Loan Officer /Branch Manager // NMLS #103259

Amy Brand is a Mortgage Professional that epitomizes integrity, energy, hard work, and creative service in every detail of the real estate transaction. Amy is a family woman with a devotion to God, her three beautiful children & her adorable chihuahua, Lucy. Amy started her career in the mortgage industry over 20 yrs ago . Her knowledge of products and programs allows her the ability to help her borrowers find the program that best matches their individual needs.

Amy understands that when shopping for a mortgage professional, you need an individual and team with whom you can rely. Amy’s goal is to help you in a fast, friendly, and easy to understand manner. She uses her experience and knowledge to ensure that all of your financial and mortgage needs are successfully met. Amy’s passion is to help her clients and partners achieve the goal of homeownership.

hello@abrandloans.com(228) 200-1091
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